If the events of Sept. 11 have and still affect you personally and professionally at least a little, you aren't alone, according to survey results from Net Future Institute. "Many respondents believe that the personal impact of 9/11 is pervasive, but also not immediately noticeable, even in one's self. Subtle changes in philosophy and outlook towards life, fear of the future, psychological stress, and a reassessment of values are some of the most common effects noted. Others mention that the personal ramifications of 9/11 are intimately tied to the economic and organizational factors." For more, go to www.netfutureinstitute.com.